Loan Comparison Calculator

Compare two loan offers side by side to find the better deal

Loan A

Loan B

Why Compare Loans?

Even a small difference in interest rate can save you lakhs over the loan tenure. This tool helps you compare two offers to pick the one that costs less overall.

Look Beyond the EMI

A lower EMI with longer tenure may cost more in total interest. Always compare total payment, not just monthly EMI.

Factor in Processing Fees

Some lenders charge 0.5%–2% processing fees. Add this to the loan cost for an accurate comparison.

Check for Prepayment Charges

RBI has mandated zero prepayment charges on floating-rate home loans. For fixed-rate loans, a penalty of 2%–3% may apply.